November is here, which means Thanksgiving might already be on our minds… But this year, the beginning of November is significant for another reason that will have impact lasting through 2016. The dates for open enrollment for health care through the Health Insurance Marketplace have changed again:
This year it begins the first of the month and continues until January 31, 2016.
It’s important that all individuals not covered through employers sign up for coverage before the end of open enrollment, because after this period they will not be able to enroll in a health insurance plan (unless a major life change makes them eligible for a special enrollment period), and will incur a penalty for being uninsured. For those who enroll or change plans by Dec. 15, coverage can start as soon as Jan. 1, 2016.
“What’s the worst that can happen if I don’t enroll?”
|“The Affordable Care Act (ACA) requires most Americans to have health insurance starting in 2014. People who don’t comply have to pay a penalty, the amount of which depends on several factors, including income and family size.” This calculator lets you estimate the potential ACA penalty for individuals and
families who don’t have health insurance coverage required by the ACA:
Medicare Open Enrollment Breakdown by Phil Moeller
Journalist Philip Moeller, who writes widely on health and retirement, is here to provide the Medicare answers you need in “Ask Phil, the Medicare Maven.”
No More Bacon-CheeseBurgers?
An international panel of experts convened by the World Health Organization concluded Monday that eating processed meat like hot dogs, ham and bacon raises the risk of colon cancer and that consuming other red meats “probably” raises the risk as well.
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